Numerous products and the guidance to find your perfect fit.
Generally, each employee or member of a group health insurance plan is responsible for an annual deductible and some coinsurance portions of medical costs, unless the plan uses a health maintenance organization (HMO) or preferred provider organization (PPO). Group health insurance plans usually cost less for participants than individual plans that offer the same benefits. At Hood Hargett, we represent all the major carriers and have numerous products and plan types available. Trust us to help find the right option for your company.